Liability Coverage
Coverage may help with certain costs if you are legally responsible for injuries to others or damage to their property, subject to the policy terms and limits.
Car Insurance
Protection for every mile.
Your vehicle gets you to work, family, appointments and everything in between. Trinity helps you review car insurance around the vehicle you drive, how you use it and the protection you want on the road.
Coverage options vary by carrier, driver,
vehicle and location.
Think beyond the vehicle
Liability protection
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Damage to your vehicle
✓
Medical-related coverage
✓
Uninsured driver protection
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Start With The Basics
Your policy should match the way you drive.
01
Vehicle
What you drive and its value.
02
Drivers
Who uses the vehicle.
03
Usage
Commute, personal use and mileage.
04
Protection
Limits, deductibles and coverage.
Auto Protection
Car insurance is about more than repairing a car.
An auto policy can address financial risks involving your vehicle, other people, property and certain accident-related costs.
The exact protection depends on the coverages you select, state requirements, policy limits, deductibles, exclusions and the insurer issuing the policy.
Trinity can help you discuss those parts and review insurance based on the drivers and vehicles in your household.
Personal Auto
Coverage built around the road ahead.
Car Insurance Coverage
Different protection for different risks.
Available coverage varies by state, insurer and policy. These are common areas discussed when reviewing personal auto insurance.
Collision Coverage
May help pay for covered damage to your vehicle resulting from a collision, subject to your deductible and policy terms.
Non-Collision Damage
Certain policies can cover specified non-collision losses such as theft, weather events, vandalism and other covered causes.
Uninsured & Underinsured Motorist
Depending on the policy and state, coverage may apply when another responsible driver has no insurance or insufficient insurance.
Medical-Related Auto Coverage
Personal injury protection or medical payments coverage may be available, depending on the state and policy.
Additional Options
Rental reimbursement, towing or roadside assistance may be available with some policies and carriers.
Your Vehicle & Routine
The way you drive helps shape the conversation.
Personal auto insurance can be affected by the vehicle, drivers, location, usage and coverage selections. Accurate information helps the insurer evaluate the risk.
01
Daily commute
How often and how far the vehicle is driven can matter.
02
Household drivers
The people regularly driving the vehicle should be discussed.
03
Vehicle ownership
Financing, leasing and vehicle value can affect coverage needs.
04
Personal versus business use
Business driving may require different insurance treatment.
The Right Starting Point
Tell Trinity what you drive, who drives it and how it is used.
Policy Pricing
What can affect an auto insurance quote?
Rating rules differ by insurer and jurisdiction. Several pieces of information may be considered when an auto insurance quote is prepared.
Vehicle details
Make, model, year, vehicle features and other vehicle information.
Driver information
Driver-related information may be used where permitted by applicable rules.
Driving history
Accidents, violations or other driving information may affect rating.
Location
Where the vehicle is kept and driven may be part of underwriting and rating.
Coverage selections
Limits, deductibles and selected optional coverage affect the policy.
Other rating factors
Insurers may use additional permitted rating information depending on the state.
After A Covered Loss
Your insurance carrier handles the claim under the terms of your policy.
When Something Happens
Know what to do after an accident.
Safety comes first. Claim procedures vary by insurer and situation, but keeping clear information about what happened can help with the reporting process.
01
Make safety the priority
Seek emergency help when needed and follow applicable local rules.
02
Document available information
Record details that may be useful when reporting the incident.
03
Report the claim
Contact the applicable insurer and follow its claim instructions.
04
Follow the carrier process
Coverage and payment depend on policy terms and claim evaluation.
The Trinity Process
Start with your vehicle, then build the policy.
Trinity can help you discuss auto coverage based on your vehicles, drivers and the protection you want to consider.
Tell us about the vehicle.
Start with the vehicle details, ownership and how it is used.
Review protection options.
Discuss applicable liability, vehicle damage and optional coverages.
Review the quote.
Compare the limits, deductibles, price and policy details offered.
Insurers commonly request information about the vehicle, drivers, location, vehicle use, driving history and the coverage being requested. Exact requirements vary by insurer.
Auto liability coverage may help with certain costs involving injuries or property damage when the insured driver is legally responsible, subject to the policy terms and limits.
A deductible is the amount specified in the policy that generally applies before certain covered vehicle-damage benefits are paid by the insurer.
No. Auto insurance requirements and available coverages can vary by state. The policy must be reviewed in the context of the applicable jurisdiction.
Trinity can discuss your personal auto insurance needs and review coverage available through the agency based on carrier eligibility and underwriting.
Auto insurance coverage, limits, deductibles, premiums, eligibility and underwriting requirements vary by carrier, vehicle, driver, state and policy. Coverage is subject to the terms, conditions, exclusions and limits of the applicable insurance contract.
Car Insurance
Ready for coverage built around your drive?
Tell Trinity what you drive, who drives it and the protection you want to consider. Start with a car insurance conversation today.
Get A Car Insurance Quote