Medicare decisions can involve several parts, coverage choices and personal considerations. Trinity helps you understand the available paths so you can approach your coverage with greater clarity.
Learn how Original Medicare, Medicare Advantage, drug coverage and supplemental coverage fit together.
Medicare is one program, but there is more than one way to receive your coverage.
Original Medicare includes Part A and Part B. People using Original Medicare may also choose separate Part D drug coverage and may be able to purchase Medicare Supplement Insurance.
Medicare Advantage, also called Part C, is another way to receive Medicare benefits through a Medicare-approved private insurance plan.
Understanding the difference between Original Medicare and Medicare Advantage can make the rest of the Medicare conversation easier to follow.
Original Medicare is the traditional federal Medicare program and includes Part A and Part B.
Medicare Advantage, also known as Part C, provides another way to receive Medicare health coverage through a Medicare-approved private plan.
Helps cover inpatient hospital care, certain skilled nursing facility care, hospice care and some home health care.
Helps cover doctor services, outpatient care, durable medical equipment and many preventive services.
Medicare-approved private plans that provide an alternative way to receive Part A and Part B benefits.
Helps cover the cost of prescription drugs through Medicare drug coverage.
Supplemental insurance sold by private insurers that can help pay certain out-of-pocket costs under Original Medicare.
Medicare can involve different coverage paths, plan structures and personal priorities. Trinity helps organize the conversation so you can better understand the choices available to you.
Start with your healthcare priorities, current coverage and questions.
Discuss Original Medicare, Medicare Advantage and related options.
Review applicable costs, networks, drug coverage and plan features.
Move forward with a coverage path based on your situation.
Your coverage needs may be different when you first become eligible than they are later. Medicare also provides certain times when people can review or change coverage.
Understanding your initial Medicare choices can help you determine how you want to receive health and drug coverage.
Certain times of the year allow eligible Medicare beneficiaries to review or change specific coverage.
Changes in prescriptions, providers, budget or healthcare priorities may be good reasons to review your current plan.
Healthcare is one part of planning for the years ahead. Your doctors, prescriptions, budget and personal preferences can all influence the type of Medicare coverage you may want to consider.
Trinity’s goal is to make those conversations easier to follow, so the focus stays on your needs rather than insurance terminology.
Start with your situation, then work through the coverage choices one step at a time.
Original Medicare is the traditional federal Medicare program and includes Part A, which is Hospital Insurance, and Part B, which is Medical Insurance.
Medicare Advantage, also called Part C, is an alternative to Original Medicare. Coverage is provided through Medicare-approved private insurance plans.
Part D is Medicare prescription drug coverage. The drugs covered and your costs depend on the specific plan.
Medicare Supplement Insurance, commonly called Medigap, is private insurance designed to help pay certain out-of-pocket costs associated with Original Medicare.
Trinity can help you discuss your Medicare coverage needs and review insurance options that are available through the agency.
Medicare is a federal health insurance program. Trinity Life, Health & Financial Services is an independent insurance business and is not Medicare or a federal government agency. Plan availability, benefits and costs can vary.
Start with your questions and your healthcare priorities. Trinity can help you work through the available coverage paths.